Do it Yourself Bankruptcy with Law and Forms, fillable on line.  Instruction booklet.  Rules of Court for most jurisdictions.




         One of the primary purposes of bankruptcy is discharging debts to give an honest individual debtor a ''fresh start.'' The discharge has the effect of extinguishing the debtor's personal liability on dischargeable debts. In a chapter 7 case, however, a discharge is available to individual debtors only, not to partnerships or corporations. II U.S.C. § 727(a)( I). Although the filing of an individual chapter 7 petition usually results in a discharge of debts, an individual's right to a discharge is not absolute; and some types of debts are not discharged. A bankruptcy discharge does not extinguish a lien on property.
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